There are many articles and books out there on getting out of a rat race with many still unclear of this particular race that is “unscrupulous and sucking the life energy out of many working adults”. It is definitely no mystery since we are all wired into believing that it is a normal cycle to …
There are bucket loads of Investment options available to the retail investor in Singapore and it can be mind boggling to consume all that content and try to make a decision. An investment decision is hard to make as you are putting your money to double it or triple and not erode it. Talking about …
One of the most evergreen questions that every generation in Singapore will ask themselves, Do I really need Insurance? Let’s just for once and for all, quell all myths and doubts that are around personal Insurance. Most common questions answered What is Insurance? Insurance is an amount of money you pay on monthly, quarterly, half-yearly …
If you are in your early 20s, you might want to start planning your finances – you do not really have a long way till retirement. Early financial planning can help you in the long run, particularly due to what we call the “power of compounding”. 5 THINGS YOU NEED TO START DOING now! …
5 Things You Need to Start Doing to Improve your Financial Standing Read More »
The Central Provident Funds (CPF), is a “social security system that enables working Singapore Citizens and Permanent Residents to set aside funds for retirement. It also addresses healthcare, home ownership, family protection and asset enhancement.” “CPF Overview”. Cpf.gov.sg. N.p., 2016. Web. 29 Mar. 2016. While most people believe that CPF is only meant for the …
Advice to the young from Hong Kong’s richest man – Li Ka Shing. He talks about splitting our income into 5 parts. 30% – Living expenses. (i.e Food, transport) 20% – Social expenses. (i.e Phone bills, socialising) 15% – Education & Self-improvement. 10% – Travelling abroad. 25% – Investments, for savings or for starting a business. …
Advice to the young from Hong Kong’s richest man – Li Ka Shing Read More »
It’s been spoken about a lot and we are part of the sharing economy. What is the sharing economy? The sharing economy is when people share products and services. A perfect example of this is Uber, where people share the services of a cab and hence everybody benefits. Another great example of why the sharing economy …
Most of the time people tend to get a 2nd hand car from dealers because the process tends to be a lot easier. However, the reality is that dealers will usually add in their own share of the cut above the normal price, and that can make the cars very expensive. This is why a …
Buying 2nd hand car from direct sellers in Singapore Read More »
You’ve researched the perfect car to buy and the perfect time to buy it. But have you checked your credit status? A quick review of your credit line before you visit dealerships can save you both time and money when you are ready to make your deal. 1. How much can I loan from a …
Real estate investing is always good and sometimes it’s red hot. When it’s hot dozens of real estate seminars begin rolling across the country and thousands of people spend thousands of dollars for investing education. It’s startling to learn that of all those thousands of eager folks who attend these seminars only about 5% buy …
