Investment Opportunities

ico vs ipo differences

ICO vs IPO: A reality check and whats the difference?

Even today, people really don’t know much about the associated differences between ICO and IPO. ICO is the abbreviated form of Initial Coin Offering, while IPO stands for Initial Public Offering. Those who have a close association with stock markets & wall street generally know about the IPO’s. When it comes to blockchain technology, ICO …

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property tax singapore

Calculating your Property TAX in Singapore

Today’s topic is about the taxes that Singaporeans Citizens (SC), Permanent Residents (PR) and foreigners have to pay when they purchase, sell or hold a property in Singapore. 1) Owner-Occupied Taxes (Residential) This is also known as the property tax. The amount of tax payable is determined by the property’s Annual Value. Annual Value = …

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Lets talk about Cryptocurrency and whether they suit your Investment Portfolio

Blockchain, the new technology that is getting a lot of attention, coverage, and hype from around the world. There have been many claims over how this new technology can revolutionise, or even disrupt many industries, including the new economies – the sharing economy companies like Grab, AirB&B, etc. One popular example of this technology is …

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hdb will not make you money

Should I BUY Condo or HDB – Emphasis on HDB investment

It can be a case where you had opted for a BTO through the ballot and after years of cumbersome wait, you finally move into your new home. Maybe you are newlyweds, it is obvious that attachment develops with your first home. There comes a time after 4 years of your HDB’s minimum occupation, you …

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ETHEREUM pop

4 Ways the Ethereum Bubble Could POP just like That…

Recently, Dogecoin creator Jackson Palmer posted a video clip to his official YouTube channel where he explained how a sudden fall is caused by the frenzy around Initial Coin Offerings in the price of ether that is known as the major part of the Ethereum network. Palmer states four different ways on why the bubble …

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cpf housing grant fro resale flat

CPF Housing Grant for Resale HDB to be increase for First Time Buyer

In the Budget 2017, Finance Minister Heng Hwee Kiat made the announcement to increase the CPF Housing Grants available for first-timer families buying a resale HDB. The grant amount will increase from the $30,000 currently to $50,000 (4-room or smaller resale flat) or $40,000 (5-room or larger resale flat). This new enhancement has taken effect …

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tdsr singapore

Total Debt Servicing Ratio (TDSR) and Loan to Value (LTV) ratio – What is that?

Those looking to set your eyes to purchase a new home should be well aware of the property jargon like TDSR and LTV ratio in Singapore. Here is a brief intro of these 2 important factors when come to purchase a property in Singapore. The TDSR sets limits on how much a home buyer can …

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cpf money similar to bond investment

Treating your CPF Special Account and Retirement Account as a Bond Investment

Most Singaporeans consider their money in CPF as untouchable for any purpose other than for paying their housing loan, student loan or medical bills (More on CPF Schemes here). There is one more way to view your CPF money, particularly the money in your Special Account (SA) and Retirement Account (RA). You can view them …

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