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hdb will not make you money

Should I BUY Condo or HDB – Emphasis on HDB investment

It can be a case where you had opted for a BTO through the ballot and after years of cumbersome wait, you finally move into your new home. Maybe you are newlyweds, it is obvious that attachment develops with your first home. There comes a time after 4 years of your HDB’s minimum occupation, you …

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what is ico

ICO (Initial Coin Offering) – Best way to raise funds?

If you’re looking forward to one of the biggest trends in today’s cryptocurrency world, then you can surely pick Initial Coin Offering aka ICO. It is also regarded as the future of the fundraising amidst global level. A small tech company with the aid of ICO raised over $150 million USD in just three hours. …

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smart contract project ubin

Project Ubin – Smart Contract Tested by MAS

The very recent block chain initiative in Singapore through Project Ubin has been developed wherein a multi phase payment system has been created which connects the Singaporean dollars to digital tokens. Advantages of using Block chain banking As the system has been newly developed, many would not know what does the block chain do and …

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tdsr singapore

Total Debt Servicing Ratio (TDSR) and Loan to Value (LTV) ratio – What is that?

Those looking to set your eyes to purchase a new home should be well aware of the property jargon like TDSR and LTV ratio in Singapore. Here is a brief intro of these 2 important factors when come to purchase a property in Singapore. The TDSR sets limits on how much a home buyer can …

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what is bitcoin

What is Bitcoin and why it’s going to be the future of currency

Our world is going through massive changes at an unprecedented rate. You know everything is going topsy-turvy when you hear that there’s a new currency in town conjured out of thin air. You must have heard of Bitcoin and if you haven’t it’s a cryptocurrency founded to eliminate the problems of the existing financial system. …

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singapore hdb for sale

Essential things to know when Buying a BTO flat in Singapore

Booking a BTO flat with your fiance/fiancee 1. Book a BTO with your fiance/fiancee. You will need to pay the option fee, a portion of the purchase price (10% for HDB loan & 20% for a bank loan), stamp duty and legal fees, all of which can be paid via your CPF or cash. The rest of …

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